Loan Examiner Average Salary in Ha Noi 2024
How much money does a person working as Loan Examiner make in Ha Noi?
LOW
4,460,000
VND AVERAGE
8,750,000
VND HIGH
13,500,000
VND
A person working as Loan Examiner in Ha Noi typically earns around 8,750,000 VND. Salaries range from 4,460,000 VND (lowest) to 13,500,000 VND (highest).
Salary Variance
This is the average salary including housing, transport, and other benefits. Loan Examiner salaries in Ha Noi vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.
Loan Examiner Pay Scale and Salaries in Ha Noi
Salary Structure and Pay Scale Comparison
7,990,000 VND or more
7,090,000 to 7,990,000 VND
5,130,000 VND or less
5,130,000 to 7,090,000 VND
 4,460,000 VND |
8,020,000 VND |
13,500,000 VND |
Median Salary, maximum and minimum salary, minimum wage, starting salary, and the salary range
Salary Range, Minimum Wage, and Starting Salary
Salaries for the position Loan Examiner in Ha Noi range from 4,460,000 VND (starting salary) to 13,500,000 VND (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.
Median Salary
With a median salary of 8,020,000 VND, half of the professionals who work as Loan Examiner in Ha Noi earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.
Percentiles and Salary Scale
The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Loan Examiner in Ha Noi earn less than 6,620,000 VND, while 75% earn more. Similarly, the chart shows that 75% earn less than 9,130,000 VND while 25% earn more.
Pay Scale Structure
To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Loan Examiner in Ha Noi compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 5,130,000 VND to 7,090,000 VND. About 20% of salaries are below the 5,130,000 VND mark, while 10% fall within the range of 7,090,000 VND to 7,990,000 VND. Only 5% of individuals have salaries exceeding 7,990,000 VND.
Salary Comparison by Years of Experience / Loan Examiner / Ha Noi
How do experience and age affect pay?
| 0 - 2 Years | 5,000,000 VND | |
| 2 - 5 Years | +31% | 6,530,000 VND |
| 5 - 10 Years | +40% | 9,150,000 VND |
| 10 - 15 Years | +20% | 11,000,000 VND |
| 15 - 20 Years | +9% | 11,900,000 VND |
| 20+ Years | +8% | 12,900,000 VND |
The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Loan Examiner and this is what we found.
Employees with less than two years of experience earn approximately 5,000,000 VND.
While someone with an experience level between two and five years is expected to earn 6,530,000 VND, 31% more than someone with less than two year's experience.
Moving forward, an experience level between five and ten years lands a salary of 9,150,000 VND, 40% more than someone with two to five years of experience.
Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 11,000,000 VND, 20% more than someone with five to ten years of experience.
If the experience level is between fifteen and twenty years, then the expected wage is 11,900,000 VND, 9% more than someone with ten to fifteen years of experience.
Lastly, employees with more than twenty years of professional experience get a salary of 12,900,000 VND, 8% more than people with fifteen to twenty years of experience.
Typical Salary Progress for Most Careers
Salary Comparison By Education / Loan Examiner / Ha Noi
How do education levels affect salaries?
Displayed below is the average salary variance between different education levels of professionals working as Loan Examiner.
| Certificate or Diploma | 5,900,000 VND | |
| Bachelor's Degree | +81% | 10,700,000 VND |
We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Loan Examiner in order to make a comparison.
Level 1: Certificate or Diploma
Employees at this education level have an average salary of 5,900,000 VND.
Level 2: Bachelor's Degree
At this level, the average salary becomes 10,700,000 VND, 81% more than the previous level.
Typical Salary Difference by Education for Most Careers
Salary and Compensation Comparison By Gender / Loan Examiner / Ha Noi
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Loan Examiner in Vietnam, the average difference between the salary of male and female employees is 13%.
| Male | 8,440,000 VND | |
| Female | -12% | 7,470,000 VND |
Salary Comparison By Gender in Vietnam for all Careers
Average Annual Salary Increment Percentage / Loan Examiner / Ha Noi
How much are annual salary increments in Ha Noi for individuals working as Loan Examiner? How often do employees get salary raises?
Individuals working as Loan Examiner in Vietnam are likely to observe a salary increase of approximately % every months. The national average annual increment for all professions combined is 9% granted to employees every 17 months.
Vietnam / All Professions
The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
How to calculate the salary increment percentage?
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency
Worldwide Salary Raises: All Countries and All Jobs
Salary Packages and Schemes
Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.
Bonus and Incentive Rates / Loan Examiner / Vietnam
How much and how often are bonuses being awarded?
Share This Chart Tweet Get Chart Linkhttp://www.salaryexplorer.com/charts/vietnam/banking/loan-examiner/annual-salary-bonus-rate-vietnam-loan-examiner.jpg
100% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while % said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from % to % of their annual salary.
| Received Bonus | % | |
| No Bonus | 100% |
Types of Bonuses Considered
Individual Performance-Based BonusesThe most standard form of bonus, where the employee is awarded based on their exceptional performance.
Company Performance BonusesOccasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.
Goal-Based BonusesGranted upon achieving an important goal or milestone.
Holiday / End of Year BonusesThese types of bonuses are given without a reason and usually resemble an appreciation token.
Bonuses Are Not Commissions!
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
What makes a position worthy of good bonuses and a high salary?
The main two types of jobs | |
| Revenue Generators | Supporting Cast |
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business. | Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations. |
Example: | Example: |
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Bonus Comparison by Seniority Level
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
Average Hourly Wage / Loan Examiner / Ha Noi
50,500 VND per hourThe average hourly wage (pay per hour) for individuals working as Loan Examiner in Ha Noi is 50,500 VND.This is the rate they get paid for every worked hour.
About The Hourly Pay Rate
The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
What is the minimum hourly rate of pay?
The minimum pay rate per hour for people working as Loan Examiner in Ha Noi is 25,700 VND. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.
Salary comparison with similar jobs
| Job Title | Average Salary |
| Banking |  -100% | |
| AML Analyst | 29,200,000 VND |  +230% |
| Assistant Bank Branch Manager | 24,300,000 VND | +180% |
| Assistant Bank Manager | 31,800,000 VND | +260% |
| ATM Manager | 26,000,000 VND | +200% |
| ATM Service Technician | 7,680,000 VND | -12% |
| Bank Accounts Analyst | 10,200,000 VND | +17% |
| Bank Accounts Collector | 6,220,000 VND | -29% |
| Bank Accounts Controller | 13,700,000 VND | +57% |
| Bank Accounts Executive | 19,600,000 VND | +120% |
| Bank Accounts Manager | 24,400,000 VND | +180% |
| Bank Auditing Manager | 24,000,000 VND | +170% |
| Bank Branch Manager | 34,200,000 VND | +290% |
| Bank Branch Operations Coordinator | 14,000,000 VND | +60% |
| Bank Clerk | 6,410,000 VND | -27% |
| Bank Client Service Associate | 9,060,000 VND | +4% |
| Bank Collector | 6,380,000 VND | -27% |
| Bank Compliance Specialist | 17,000,000 VND | +94% |
| Bank Manager | 39,800,000 VND | +350% |
| Bank Operational Risk Manager | 37,900,000 VND | +330% |
| Bank Operations Head | 39,300,000 VND | +350% |
| Bank Operations Officer | 14,600,000 VND | +67% |
| Bank Operations Specialist | 24,100,000 VND | +180% |
| Bank Process Manager | 21,300,000 VND | +140% |
| Bank Product Manager | 24,200,000 VND | +180% |
| Bank Programme Manager | 26,600,000 VND | +200% |
| Bank Project Manager | 29,300,000 VND | +230% |
| Bank Propositions Manager | 28,500,000 VND | +230% |
| Bank Quantitative Analyst | 19,800,000 VND | +130% |
| Bank Regional Manager | 39,100,000 VND | +350% |
| Bank Regional Risk Officer | 19,300,000 VND | +120% |
| Bank Relationship Manager | 27,700,000 VND | +220% |
| Bank Relationship Officer | 13,200,000 VND | +51% |
| Bank Sustainability Analyst | 21,800,000 VND | +150% |
| Bank Teller | 6,730,000 VND | -23% |
| Banker | 13,200,000 VND | +51% |
| Banking Business Analyst | 20,300,000 VND | +130% |
| Banking Business Development Officer | 12,800,000 VND | +46% |
| Banking Business Planning Executive | 29,500,000 VND | +240% |
| Banking Data Analyst | 23,900,000 VND | +170% |
| Banking Product Manager | 24,800,000 VND | +180% |
| Banking Reference Data Manager | 21,300,000 VND | +140% |
| Banking Regulatory Compliance Officer | 23,800,000 VND | +170% |
| Banking Risk Analyst | 20,300,000 VND | +130% |
| Banking Technical Analyst | 10,700,000 VND | +22% |
| Bankruptcy Coordinator | 13,900,000 VND | +59% |
| Bill and Account Collector | 7,020,000 VND | -20% |
| Blockchain Analyst | 17,000,000 VND | +94% |
| Blockchain Architect | 19,100,000 VND | +120% |
| Blockchain Auditor | 18,100,000 VND | +110% |
| Blockchain Compliance Analyst | 18,100,000 VND | +110% |
| Blockchain Consultant | 18,400,000 VND | +110% |
| Blockchain Trade Facilitator | 16,600,000 VND | +90% |
| Budget Analyst | 19,400,000 VND | +120% |
| Capital Risk Manager | 36,000,000 VND | +310% |
| Cards Marketing Manager | 23,900,000 VND | +170% |
| Cash Management Manager | 34,600,000 VND | +300% |
| Check Processing Manager | 24,700,000 VND | +180% |
| Chief Blockchain Officer | 21,300,000 VND | +140% |
| Commercial Vault Associate | 19,100,000 VND | +120% |
| Corporate Banker | 14,300,000 VND | +63% |
| Corporate Dealer | 21,400,000 VND | +140% |
| Credit Analyst | 14,900,000 VND | +70% |
| Credit and Collections Manager | 27,700,000 VND | +220% |
| Credit Card Fraud Investigator | 20,600,000 VND | +140% |
| Credit Portfolio Manager | 37,500,000 VND | +330% |
| Credit Risk Analyst | 22,700,000 VND | +160% |
| Credit Risk Associate | 20,500,000 VND | +130% |
| Cryptocurrency Accountant | 12,800,000 VND | +46% |
| Cryptocurrency Adviser | 24,200,000 VND | +180% |
| Cryptocurrency Analyst | 19,400,000 VND | +120% |
| Cryptocurrency Compliance Manager | 23,300,000 VND | +170% |
| Cryptocurrency Trader | 20,200,000 VND | +130% |
| Digital Banking Manager | 26,000,000 VND | +200% |
| Digital Currency Analyst | 19,800,000 VND | +130% |
| Direct Bank Sales Representative | 13,600,000 VND | +55% |
| Exchange Control Consultant | 22,100,000 VND | +150% |
| Executive Account Analyst | 19,500,000 VND | +120% |
| Financial Bank Planning Consultant | 24,600,000 VND | +180% |
| Financial Banking Analysis Manager | 29,400,000 VND | +240% |
| Financial Banking Assistant | 9,230,000 VND | +5% |
| Financial Banking Systems Manager | 28,200,000 VND | +220% |
| Foreign Exchange Manager | 29,300,000 VND | +230% |
| Fraud Analyst | 20,600,000 VND | +140% |
| Fraud Detection Associate | 14,000,000 VND | +60% |
| Fraud Detection Manager | 32,500,000 VND | +270% |
| Fraud Detection Supervisor | 18,100,000 VND | +110% |
| Internal Bank Audit Manager | 35,500,000 VND | +310% |
| Internal Bank Auditor | 20,200,000 VND | +130% |
| Internal Private Banker | 14,000,000 VND | +60% |
| International Banking Manager | 41,300,000 VND | +370% |
| Investment Banking Analyst | 27,800,000 VND | +220% |
| Loan Analyst | 19,700,000 VND | +130% |
| Loan Area Manager | 24,900,000 VND | +180% |
| Loan Audit Team Leader | 23,300,000 VND | +170% |
| Loan Branch Manager | 22,400,000 VND | +160% |
| Loan Business Development Officer | 11,700,000 VND | +34% |
| Loan Clerk | 7,310,000 VND | -16% |
| Loan Collection and Recovery Manager | 23,200,000 VND | +170% |
| Loan Collection Manager | 24,000,000 VND | +170% |
| Loan Collector | 6,770,000 VND | -23% |
| Loan Examiner | 8,750,000 VND | +0% |
| Loan Officer | 7,990,000 VND | -9% |
| Loan Processing Manager | 20,900,000 VND | +140% |
| Loan Processor | 9,350,000 VND | +7% |
| Loan Quality Assurance Auditor | 20,400,000 VND | +130% |
| Loan Quality Assurance Manager | 21,900,000 VND | +150% |
| Loan Quality Assurance Representative | 15,600,000 VND | +78% |
| Loan Review Manager | 22,900,000 VND | +160% |
| Loan Team Leader | 19,800,000 VND | +130% |
| Loans Manager | 25,500,000 VND | +190% |
| Mortgage Advisor | 14,600,000 VND | +67% |
| Mortgage Collection Manager | 23,800,000 VND | +170% |
| Mortgage Collector | 6,430,000 VND | -27% |
| Mortgage Credit Analyst | 10,100,000 VND | +15% |
| Mortgage Credit Manager | 22,800,000 VND | +160% |
| Mortgage Development Manager | 25,300,000 VND | +190% |
| Mortgage Document Reviewer | 8,330,000 VND | -5% |
| Mortgage Funding Manager | 26,500,000 VND | +200% |
| Mortgage Operations Manager | 33,300,000 VND | +280% |
| Mortgage Payment Processing Clerk | 7,870,000 VND | -10% |
| Mortgage Processing Manager | 22,700,000 VND | +160% |
| Mortgage Processor | 8,630,000 VND | -1% |
| Mortgage Quality Assurance Auditor | 19,700,000 VND | +130% |
| Mortgage Quality Assurance Manager | 21,900,000 VND | +150% |
| Mortgage Servicing Clerk | 7,140,000 VND | -18% |
| Mortgage Servicing Manager | 22,000,000 VND | +150% |
| Mortgage Underwriter | 8,750,000 VND | +0% |
| Online Banking Manager | 34,000,000 VND | +290% |
| Open Banking Strategist | 20,900,000 VND | +140% |
| Payment Processing Clerk | 7,420,000 VND | -15% |
| Personal Banker | 14,800,000 VND | +69% |
| Personal Banking Advisor | 14,200,000 VND | +62% |
| Phone Banker | 9,350,000 VND | +7% |
| Private Banker | 14,700,000 VND | +68% |
| Reconciliation and Investigation Specialist | 16,900,000 VND | +93% |
| Tax Officer | 11,500,000 VND | +31% |
| Teller | 6,940,000 VND | -21% |
| Trade Officer | 8,430,000 VND | -4% |
| Trade Product Manager | 23,400,000 VND | +170% |
| Trader | 9,490,000 VND | +8% |
| Treasury Operations Officer | 18,100,000 VND | +110% |
| Wealth Management Advisor | 28,100,000 VND | +220% |
Salary Comparison By City
| City | Average Salary |
| Da Nang | 8,390,000 VND |
| Ha Noi | 8,750,000 VND |
| Hai Phong | 7,310,000 VND |
| Thanh Pho Ho Chi Minh | 9,490,000 VND |
Government vs Private Sector Salary Comparison
Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in Vietnam is 8% on average across all career fields.
| Private Sector | 16,500,000 VND | |
| Public Sector | +8% | 17,800,000 VND |
Salary Statistics and Calculation Guide
What is considered to be a good and competitive salary for the job title Loan Examiner in Ha Noi?
A good and competitive compensation would range anywhere between 8,020,000 VND and 9,130,000 VND. This is a very rough estimate. Experience and education play a very huge part in the final earnings.
Gross Salary (before tax) and Net Salary (after tax)
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.
Base / Basic Salary
The base salary for a careers like Loan Examiner in Ha Noi ranges from 4,460,000 VND to 6,620,000 VND. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.
What is the difference between the median and the average salary?
Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary
