A person working as Bank Propositions Manager in Karachi typically earns around 138,000 PKR. Salaries range from 67,400 PKR (lowest) to 215,000 PKR (highest).
This is the average salary including housing, transport, and other benefits. Bank Propositions Manager salaries in Karachi vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.
Minimum Salary 67,400 PKR |
Median 128,000 PKR |
Maximum 215,000 PKR |
Salaries for the position Bank Propositions Manager in Karachi range from 67,400 PKR (starting salary) to 215,000 PKR (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.
With a median salary of 128,000 PKR, half of the professionals who work as Bank Propositions Manager in Karachi earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.
The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Bank Propositions Manager in Karachi earn less than 105,000 PKR, while 75% earn more. Similarly, the chart shows that 75% earn less than 147,000 PKR while 25% earn more.
To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Bank Propositions Manager in Karachi compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 80,000 PKR to 113,000 PKR. About 20% of salaries are below the 80,000 PKR mark, while 10% fall within the range of 113,000 PKR to 128,000 PKR. Only 5% of individuals have salaries exceeding 128,000 PKR.
0 - 2 Years | 80,000 PKR | |
2 - 5 Years | +29% | 103,000 PKR |
5 - 10 Years | +38% | 142,000 PKR |
10 - 15 Years | +24% | 176,000 PKR |
15 - 20 Years | +7% | 188,000 PKR |
20+ Years | +7% | 201,000 PKR |
The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Bank Propositions Manager and this is what we found.
Employees with less than two years of experience earn approximately 80,000 PKR.
While someone with an experience level between two and five years is expected to earn 103,000 PKR, 29% more than someone with less than two year's experience.
Moving forward, an experience level between five and ten years lands a salary of 142,000 PKR, 38% more than someone with two to five years of experience.
Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 176,000 PKR, 24% more than someone with five to ten years of experience.
If the experience level is between fifteen and twenty years, then the expected wage is 188,000 PKR, 7% more than someone with ten to fifteen years of experience.
Lastly, employees with more than twenty years of professional experience get a salary of 201,000 PKR, 7% more than people with fifteen to twenty years of experience.
Bachelor's Degree | 99,800 PKR | |
Master's Degree | +60% | 160,000 PKR |
We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Bank Propositions Manager in order to make a comparison.
Employees at this education level have an average salary of 99,800 PKR.
At this level, the average salary becomes 160,000 PKR, 60% more than the previous level.
A Master's degree program or any post-graduate program in Pakistan costs anywhere from 410,000 PKR to 1,230,000 PKR and lasts approximately two years. That is quite an investment.
You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.
Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support the theory. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.
If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Bank Propositions Manager in Pakistan, the average difference between the salary of male and female employees is 14%.
Male | 125,000 PKR | |
Female | -12% | 110,000 PKR |
Individuals working as Bank Propositions Manager in Pakistan are likely to observe a salary increase of approximately % every months. The national average annual increment for all professions combined is 8% granted to employees every 19 months.
The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency
Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.
100% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while % said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from % to % of their annual salary.
Received Bonus | % | |
No Bonus | 100% |
The most standard form of bonus, where the employee is awarded based on their exceptional performance.
Company Performance BonusesOccasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.
Goal-Based BonusesGranted upon achieving an important goal or milestone.
Holiday / End of Year BonusesThese types of bonuses are given without a reason and usually resemble an appreciation token.
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
The main two types of jobs | |
Revenue Generators | Supporting Cast |
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business. | Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations. |
Example: | Example: |
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
The minimum pay rate per hour for people working as Bank Propositions Manager in Karachi is 390 PKR. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.
Job Title | Average Salary |
Banking | -100% | |
AML Analyst | 138,000 PKR | +0% |
Assistant Bank Branch Manager | 118,000 PKR | -14% |
Assistant Bank Manager | 160,000 PKR | +16% |
ATM Manager | 126,000 PKR | -8% |
ATM Service Technician | 35,600 PKR | -74% |
Bank Accounts Analyst | 54,200 PKR | -61% |
Bank Accounts Collector | 30,600 PKR | -78% |
Bank Accounts Controller | 70,000 PKR | -49% |
Bank Accounts Executive | 96,700 PKR | -30% |
Bank Accounts Manager | 115,000 PKR | -16% |
Bank Auditing Manager | 118,000 PKR | -14% |
Bank Branch Manager | 156,000 PKR | +13% |
Bank Branch Operations Coordinator | 69,100 PKR | -50% |
Bank Clerk | 29,700 PKR | -78% |
Bank Client Service Associate | 42,000 PKR | -69% |
Bank Collector | 30,800 PKR | -78% |
Bank Compliance Specialist | 83,800 PKR | -39% |
Bank Manager | 185,000 PKR | +34% |
Bank Operational Risk Manager | 179,000 PKR | +30% |
Bank Operations Head | 197,000 PKR | +43% |
Bank Operations Officer | 77,800 PKR | -43% |
Bank Operations Specialist | 119,000 PKR | -14% |
Bank Process Manager | 105,000 PKR | -24% |
Bank Product Manager | 117,000 PKR | -15% |
Bank Programme Manager | 128,000 PKR | -7% |
Bank Project Manager | 144,000 PKR | +5% |
Bank Propositions Manager | 138,000 PKR | +0% |
Bank Quantitative Analyst | 91,600 PKR | -33% |
Bank Regional Manager | 201,000 PKR | +46% |
Bank Regional Risk Officer | 101,000 PKR | -27% |
Bank Relationship Manager | 137,000 PKR | -0% |
Bank Relationship Officer | 66,200 PKR | -52% |
Bank Sustainability Analyst | 107,000 PKR | -22% |
Bank Teller | 33,800 PKR | -75% |
Banker | 65,200 PKR | -53% |
Banking Business Analyst | 100,000 PKR | -27% |
Banking Business Development Officer | 60,500 PKR | -56% |
Banking Business Planning Executive | 145,000 PKR | +5% |
Banking Data Analyst | 113,000 PKR | -18% |
Banking Product Manager | 117,000 PKR | -15% |
Banking Reference Data Manager | 103,000 PKR | -25% |
Banking Regulatory Compliance Officer | 120,000 PKR | -13% |
Banking Risk Analyst | 102,000 PKR | -26% |
Banking Technical Analyst | 53,800 PKR | -61% |
Bankruptcy Coordinator | 72,500 PKR | -47% |
Bill and Account Collector | 34,600 PKR | -75% |
Blockchain Analyst | 82,100 PKR | -40% |
Blockchain Architect | 98,000 PKR | -29% |
Blockchain Auditor | 89,300 PKR | -35% |
Blockchain Compliance Analyst | 85,800 PKR | -38% |
Blockchain Consultant | 92,500 PKR | -33% |
Blockchain Trade Facilitator | 83,400 PKR | -39% |
Budget Analyst | 99,600 PKR | -28% |
Capital Risk Manager | 177,000 PKR | +29% |
Cards Marketing Manager | 128,000 PKR | -7% |
Cash Management Manager | 174,000 PKR | +26% |
Check Processing Manager | 132,000 PKR | -4% |
Chief Blockchain Officer | 105,000 PKR | -24% |
Commercial Vault Associate | 100,000 PKR | -27% |
Corporate Banker | 71,700 PKR | -48% |
Corporate Dealer | 104,000 PKR | -24% |
Credit Analyst | 78,000 PKR | -43% |
Credit and Collections Manager | 139,000 PKR | +1% |
Credit Card Fraud Investigator | 99,300 PKR | -28% |
Credit Portfolio Manager | 192,000 PKR | +39% |
Credit Risk Analyst | 110,000 PKR | -20% |
Credit Risk Associate | 107,000 PKR | -22% |
Cryptocurrency Accountant | 63,300 PKR | -54% |
Cryptocurrency Adviser | 126,000 PKR | -8% |
Cryptocurrency Analyst | 88,000 PKR | -36% |
Cryptocurrency Compliance Manager | 112,000 PKR | -19% |
Cryptocurrency Trader | 104,000 PKR | -24% |
Digital Banking Manager | 131,000 PKR | -5% |
Digital Currency Analyst | 99,700 PKR | -28% |
Direct Bank Sales Representative | 70,000 PKR | -49% |
Exchange Control Consultant | 101,000 PKR | -27% |
Executive Account Analyst | 94,300 PKR | -31% |
Financial Bank Planning Consultant | 129,000 PKR | -6% |
Financial Banking Analysis Manager | 139,000 PKR | +1% |
Financial Banking Assistant | 46,400 PKR | -66% |
Financial Banking Systems Manager | 136,000 PKR | -1% |
Foreign Exchange Manager | 150,000 PKR | +9% |
Fraud Analyst | 102,000 PKR | -26% |
Fraud Detection Associate | 69,100 PKR | -50% |
Fraud Detection Manager | 148,000 PKR | +8% |
Fraud Detection Supervisor | 85,800 PKR | -38% |
Internal Bank Audit Manager | 171,000 PKR | +24% |
Internal Bank Auditor | 93,700 PKR | -32% |
Internal Private Banker | 70,200 PKR | -49% |
International Banking Manager | 204,000 PKR | +48% |
Investment Banking Analyst | 143,000 PKR | +4% |
Loan Analyst | 94,900 PKR | -31% |
Loan Area Manager | 125,000 PKR | -9% |
Loan Audit Team Leader | 117,000 PKR | -15% |
Loan Branch Manager | 108,000 PKR | -22% |
Loan Business Development Officer | 59,900 PKR | -56% |
Loan Clerk | 36,000 PKR | -74% |
Loan Collection and Recovery Manager | 117,000 PKR | -15% |
Loan Collection Manager | 113,000 PKR | -18% |
Loan Collector | 32,700 PKR | -76% |
Loan Examiner | 44,800 PKR | -67% |
Loan Officer | 36,400 PKR | -74% |
Loan Processing Manager | 103,000 PKR | -25% |
Loan Processor | 44,300 PKR | -68% |
Loan Quality Assurance Auditor | 102,000 PKR | -26% |
Loan Quality Assurance Manager | 106,000 PKR | -23% |
Loan Quality Assurance Representative | 72,600 PKR | -47% |
Loan Review Manager | 113,000 PKR | -18% |
Loan Team Leader | 103,000 PKR | -25% |
Loans Manager | 136,000 PKR | -1% |
Mortgage Advisor | 66,200 PKR | -52% |
Mortgage Collection Manager | 115,000 PKR | -16% |
Mortgage Collector | 33,000 PKR | -76% |
Mortgage Credit Analyst | 49,800 PKR | -64% |
Mortgage Credit Manager | 108,000 PKR | -22% |
Mortgage Development Manager | 127,000 PKR | -8% |
Mortgage Document Reviewer | 44,500 PKR | -68% |
Mortgage Funding Manager | 123,000 PKR | -11% |
Mortgage Operations Manager | 171,000 PKR | +24% |
Mortgage Payment Processing Clerk | 38,800 PKR | -72% |
Mortgage Processing Manager | 112,000 PKR | -19% |
Mortgage Processor | 45,200 PKR | -67% |
Mortgage Quality Assurance Auditor | 93,300 PKR | -32% |
Mortgage Quality Assurance Manager | 110,000 PKR | -20% |
Mortgage Servicing Clerk | 35,800 PKR | -74% |
Mortgage Servicing Manager | 106,000 PKR | -23% |
Mortgage Underwriter | 42,200 PKR | -69% |
Online Banking Manager | 178,000 PKR | +29% |
Open Banking Strategist | 105,000 PKR | -24% |
Payment Processing Clerk | 33,800 PKR | -75% |
Personal Banker | 74,500 PKR | -46% |
Personal Banking Advisor | 72,700 PKR | -47% |
Phone Banker | 45,100 PKR | -67% |
Private Banker | 70,800 PKR | -49% |
Reconciliation and Investigation Specialist | 81,800 PKR | -41% |
Tax Officer | 61,100 PKR | -56% |
Teller | 32,900 PKR | -76% |
Trade Officer | 41,500 PKR | -70% |
Trade Product Manager | 111,000 PKR | -19% |
Trader | 47,700 PKR | -65% |
Treasury Operations Officer | 85,400 PKR | -38% |
Wealth Management Advisor | 144,000 PKR | +5% |
City | Average Salary |
Islamabad | 111,000 PKR |
Karachi | 138,000 PKR |
Lahore | 127,000 PKR |
Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in Pakistan is 12% on average across all career fields.
Private Sector | 76,500 PKR | |
Public Sector | +12% | 85,700 PKR |
A good and competitive compensation would range anywhere between 128,000 PKR and 147,000 PKR. This is a very rough estimate. Experience and education play a very huge part in the final earnings.
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.
The base salary for a careers like Bank Propositions Manager in Karachi ranges from 67,400 PKR to 105,000 PKR. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.
Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary