Cash Management Manager Average Salary in Portugal 2024
How much money does a person working as Cash Management Manager make in Portugal?
LOW
2,670
EUR AVERAGE
5,130
EUR HIGH
7,850
EUR
A person working as Cash Management Manager in Portugal typically earns around 5,130 EUR. Salaries range from 2,670 EUR (lowest) to 7,850 EUR (highest).
Salary Variance
This is the average salary including housing, transport, and other benefits. Cash Management Manager salaries in Portugal vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.
Cash Management Manager Pay Scale and Salaries in Portugal
Salary Structure and Pay Scale Comparison
4,650 EUR or more
4,140 to 4,650 EUR
3,020 EUR or less
3,020 to 4,140 EUR
 2,670 EUR |
4,670 EUR |
7,850 EUR |
Median Salary, maximum and minimum salary, minimum wage, starting salary, and the salary range
Salary Range, Minimum Wage, and Starting Salary
Salaries for the position Cash Management Manager in Portugal range from 2,670 EUR (starting salary) to 7,850 EUR (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.
Median Salary
With a median salary of 4,670 EUR, half of the professionals who work as Cash Management Manager in Portugal earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.
Percentiles and Salary Scale
The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Cash Management Manager in Portugal earn less than 3,870 EUR, while 75% earn more. Similarly, the chart shows that 75% earn less than 5,290 EUR while 25% earn more.
Pay Scale Structure
To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Cash Management Manager in Portugal compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 3,020 EUR to 4,140 EUR. About 20% of salaries are below the 3,020 EUR mark, while 10% fall within the range of 4,140 EUR to 4,650 EUR. Only 5% of individuals have salaries exceeding 4,650 EUR.
Salary Comparison by Years of Experience / Cash Management Manager / Portugal
How do experience and age affect pay?
| 0 - 2 Years | 3,030 EUR | |
| 2 - 5 Years | +34% | 4,070 EUR |
| 5 - 10 Years | +30% | 5,280 EUR |
| 10 - 15 Years | +21% | 6,400 EUR |
| 15 - 20 Years | +9% | 6,990 EUR |
| 20+ Years | +5% | 7,360 EUR |
The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Cash Management Manager and this is what we found.
Employees with less than two years of experience earn approximately 3,030 EUR.
While someone with an experience level between two and five years is expected to earn 4,070 EUR, 34% more than someone with less than two year's experience.
Moving forward, an experience level between five and ten years lands a salary of 5,280 EUR, 30% more than someone with two to five years of experience.
Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 6,400 EUR, 21% more than someone with five to ten years of experience.
If the experience level is between fifteen and twenty years, then the expected wage is 6,990 EUR, 9% more than someone with ten to fifteen years of experience.
Lastly, employees with more than twenty years of professional experience get a salary of 7,360 EUR, 5% more than people with fifteen to twenty years of experience.
Typical Salary Progress for Most Careers
Salary Comparison By Education / Cash Management Manager / Portugal
How do education levels affect salaries?
Displayed below is the average salary variance between different education levels of professionals working as Cash Management Manager.
| Bachelor's Degree | 4,270 EUR | |
| Master's Degree | +39% | 5,930 EUR |
We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Cash Management Manager in order to make a comparison.
Level 1: Bachelor's Degree
Employees at this education level have an average salary of 4,270 EUR.
Level 2: Master's Degree
At this level, the average salary becomes 5,930 EUR, 39% more than the previous level.
Is a Master's degree or an MBA worth it? Should you pursue higher education?
A Master's degree program or any post-graduate program in Portugal costs anywhere from 13,800 EUR to 41,400 EUR and lasts approximately two years. That is quite an investment.
You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.
Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support the theory. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.
If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.
Typical Salary Difference by Education for Most Careers
Salary and Compensation Comparison By Gender / Cash Management Manager / Portugal
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Cash Management Manager in Portugal, the average difference between the salary of male and female employees is 5%.
| Male | 5,260 EUR | |
| Female | -5% | 5,010 EUR |
Salary Comparison By Gender in Portugal for all Careers
Average Annual Salary Increment Percentage / Cash Management Manager / Portugal
How much are annual salary increments in Portugal for individuals working as Cash Management Manager? How often do employees get salary raises?
Individuals working as Cash Management Manager in Portugal are likely to observe a salary increase of approximately 14% every 16 months. The national average annual increment for all professions combined is 9% granted to employees every 16 months.
Portugal / All Professions
The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
How to calculate the salary increment percentage?
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency
Worldwide Salary Raises: All Countries and All Jobs
Salary Packages and Schemes
Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.
Bonus and Incentive Rates / Cash Management Manager / Portugal
How much and how often are bonuses being awarded?
Share This Chart Tweet Get Chart Linkhttp://www.salaryexplorer.com/charts/portugal/banking/cash-management-manager/annual-salary-bonus-rate-portugal-cash-management-manager.jpg
20% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 80% said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from 6% to 8% of their annual salary.
| Received Bonus | 80% | |
| No Bonus | 20% |
Types of Bonuses Considered
Individual Performance-Based BonusesThe most standard form of bonus, where the employee is awarded based on their exceptional performance.
Company Performance BonusesOccasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.
Goal-Based BonusesGranted upon achieving an important goal or milestone.
Holiday / End of Year BonusesThese types of bonuses are given without a reason and usually resemble an appreciation token.
Bonuses Are Not Commissions!
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
What makes a position worthy of good bonuses and a high salary?
The main two types of jobs | |
| Revenue Generators | Supporting Cast |
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business. | Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations. |
Example: | Example: |
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Bonus Comparison by Seniority Level
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
Average Hourly Wage / Cash Management Manager / Portugal
30 EUR per hourThe average hourly wage (pay per hour) for individuals working as Cash Management Manager in Portugal is 30 EUR.This is the rate they get paid for every worked hour.
About The Hourly Pay Rate
The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
What is the minimum hourly rate of pay?
The minimum pay rate per hour for people working as Cash Management Manager in Portugal is 15 EUR. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.
Salary comparison with similar jobs
| Job Title | Average Salary |
| Banking |  -100% | |
| AML Analyst | 4,050 EUR | -21% |
| Assistant Bank Branch Manager | 3,530 EUR | -31% |
| Assistant Bank Manager | 4,450 EUR | -13% |
| ATM Manager | 4,050 EUR | -21% |
| ATM Service Technician | 1,090 EUR | -79% |
| Bank Accounts Analyst | 1,590 EUR | -69% |
| Bank Accounts Collector | 960 EUR | -81% |
| Bank Accounts Controller | 2,070 EUR | -60% |
| Bank Accounts Executive | 3,000 EUR | -42% |
| Bank Accounts Manager | 3,390 EUR | -34% |
| Bank Auditing Manager | 3,410 EUR | -34% |
| Bank Branch Manager | 4,930 EUR | -4% |
| Bank Branch Operations Coordinator | 2,140 EUR | -58% |
| Bank Clerk | 960 EUR | -81% |
| Bank Client Service Associate | 1,300 EUR | -75% |
| Bank Collector | 990 EUR | -81% |
| Bank Compliance Specialist | 2,570 EUR | -50% |
| Bank Manager | 5,350 EUR |  +4% |
| Bank Operational Risk Manager | 5,360 EUR | +4% |
| Bank Operations Head | 5,770 EUR | +12% |
| Bank Operations Officer | 2,290 EUR | -55% |
| Bank Operations Specialist | 3,610 EUR | -30% |
| Bank Process Manager | 3,220 EUR | -37% |
| Bank Product Manager | 3,570 EUR | -30% |
| Bank Programme Manager | 3,850 EUR | -25% |
| Bank Project Manager | 4,520 EUR | -12% |
| Bank Propositions Manager | 3,890 EUR | -24% |
| Bank Quantitative Analyst | 2,820 EUR | -45% |
| Bank Regional Manager | 5,990 EUR | +17% |
| Bank Regional Risk Officer | 2,940 EUR | -43% |
| Bank Relationship Manager | 4,280 EUR | -17% |
| Bank Relationship Officer | 1,940 EUR | -62% |
| Bank Sustainability Analyst | 3,160 EUR | -38% |
| Bank Teller | 1,000 EUR | -81% |
| Banker | 1,920 EUR | -63% |
| Banking Business Analyst | 2,980 EUR | -42% |
| Banking Business Development Officer | 1,880 EUR | -63% |
| Banking Business Planning Executive | 4,160 EUR | -19% |
| Banking Data Analyst | 3,500 EUR | -32% |
| Banking Product Manager | 3,510 EUR | -32% |
| Banking Reference Data Manager | 3,300 EUR | -36% |
| Banking Regulatory Compliance Officer | 3,500 EUR | -32% |
| Banking Risk Analyst | 2,810 EUR | -45% |
| Banking Technical Analyst | 1,490 EUR | -71% |
| Bankruptcy Coordinator | 2,090 EUR | -59% |
| Bill and Account Collector | 1,010 EUR | -80% |
| Blockchain Analyst | 2,490 EUR | -51% |
| Blockchain Architect | 2,810 EUR | -45% |
| Blockchain Auditor | 2,680 EUR | -48% |
| Blockchain Compliance Analyst | 2,700 EUR | -47% |
| Blockchain Consultant | 2,760 EUR | -46% |
| Blockchain Trade Facilitator | 2,320 EUR | -55% |
| Budget Analyst | 2,830 EUR | -45% |
| Capital Risk Manager | 5,560 EUR | +8% |
| Cards Marketing Manager | 3,760 EUR | -27% |
| Cash Management Manager | 5,130 EUR | = |
| Check Processing Manager | 3,690 EUR | -28% |
| Chief Blockchain Officer | 3,290 EUR | -36% |
| Commercial Vault Associate | 2,880 EUR | -44% |
| Corporate Banker | 2,120 EUR | -59% |
| Corporate Dealer | 3,080 EUR | -40% |
| Credit Analyst | 2,270 EUR | -56% |
| Credit and Collections Manager | 3,830 EUR | -25% |
| Credit Card Fraud Investigator | 3,160 EUR | -38% |
| Credit Portfolio Manager | 5,400 EUR | +5% |
| Credit Risk Analyst | 3,290 EUR | -36% |
| Credit Risk Associate | 3,110 EUR | -39% |
| Cryptocurrency Accountant | 1,920 EUR | -63% |
| Cryptocurrency Adviser | 3,630 EUR | -29% |
| Cryptocurrency Analyst | 2,650 EUR | -48% |
| Cryptocurrency Compliance Manager | 3,210 EUR | -37% |
| Cryptocurrency Trader | 3,090 EUR | -40% |
| Digital Banking Manager | 4,100 EUR | -20% |
| Digital Currency Analyst | 2,920 EUR | -43% |
| Direct Bank Sales Representative | 2,110 EUR | -59% |
| Exchange Control Consultant | 3,030 EUR | -41% |
| Executive Account Analyst | 2,860 EUR | -44% |
| Financial Bank Planning Consultant | 3,740 EUR | -27% |
| Financial Banking Analysis Manager | 4,160 EUR | -19% |
| Financial Banking Assistant | 1,450 EUR | -72% |
| Financial Banking Systems Manager | 4,050 EUR | -21% |
| Foreign Exchange Manager | 4,220 EUR | -18% |
| Fraud Analyst | 3,000 EUR | -42% |
| Fraud Detection Associate | 2,040 EUR | -60% |
| Fraud Detection Manager | 4,460 EUR | -13% |
| Fraud Detection Supervisor | 2,650 EUR | -48% |
| Internal Bank Audit Manager | 5,240 EUR | +2% |
| Internal Bank Auditor | 2,720 EUR | -47% |
| Internal Private Banker | 2,100 EUR | -59% |
| International Banking Manager | 6,180 EUR | +20% |
| Investment Banking Analyst | 4,310 EUR | -16% |
| Loan Analyst | 3,020 EUR | -41% |
| Loan Area Manager | 3,450 EUR | -33% |
| Loan Audit Team Leader | 3,230 EUR | -37% |
| Loan Branch Manager | 3,440 EUR | -33% |
| Loan Business Development Officer | 1,810 EUR | -65% |
| Loan Clerk | 1,030 EUR | -80% |
| Loan Collection and Recovery Manager | 3,650 EUR | -29% |
| Loan Collection Manager | 3,390 EUR | -34% |
| Loan Collector | 970 EUR | -81% |
| Loan Examiner | 1,260 EUR | -75% |
| Loan Officer | 1,100 EUR | -79% |
| Loan Processing Manager | 3,030 EUR | -41% |
| Loan Processor | 1,370 EUR | -73% |
| Loan Quality Assurance Auditor | 2,990 EUR | -42% |
| Loan Quality Assurance Manager | 3,240 EUR | -37% |
| Loan Quality Assurance Representative | 2,100 EUR | -59% |
| Loan Review Manager | 3,420 EUR | -33% |
| Loan Team Leader | 2,980 EUR | -42% |
| Loans Manager | 4,010 EUR | -22% |
| Mortgage Advisor | 2,000 EUR | -61% |
| Mortgage Collection Manager | 3,280 EUR | -36% |
| Mortgage Collector | 990 EUR | -81% |
| Mortgage Credit Analyst | 1,560 EUR | -70% |
| Mortgage Credit Manager | 3,200 EUR | -38% |
| Mortgage Development Manager | 3,940 EUR | -23% |
| Mortgage Document Reviewer | 1,310 EUR | -74% |
| Mortgage Funding Manager | 3,790 EUR | -26% |
| Mortgage Operations Manager | 4,910 EUR | -4% |
| Mortgage Payment Processing Clerk | 1,170 EUR | -77% |
| Mortgage Processing Manager | 3,260 EUR | -36% |
| Mortgage Processor | 1,380 EUR | -73% |
| Mortgage Quality Assurance Auditor | 2,940 EUR | -43% |
| Mortgage Quality Assurance Manager | 3,280 EUR | -36% |
| Mortgage Servicing Clerk | 1,040 EUR | -80% |
| Mortgage Servicing Manager | 3,210 EUR | -37% |
| Mortgage Underwriter | 1,190 EUR | -77% |
| Online Banking Manager | 5,120 EUR | -0% |
| Open Banking Strategist | 3,060 EUR | -40% |
| Payment Processing Clerk | 1,020 EUR | -80% |
| Personal Banker | 2,160 EUR | -58% |
| Personal Banking Advisor | 2,200 EUR | -57% |
| Phone Banker | 1,380 EUR | -73% |
| Private Banker | 2,020 EUR | -61% |
| Reconciliation and Investigation Specialist | 2,310 EUR | -55% |
| Tax Officer | 1,800 EUR | -65% |
| Teller | 970 EUR | -81% |
| Trade Officer | 1,250 EUR | -76% |
| Trade Product Manager | 3,490 EUR | -32% |
| Trader | 1,420 EUR | -72% |
| Treasury Operations Officer | 2,660 EUR | -48% |
| Wealth Management Advisor | 4,130 EUR | -19% |
Government vs Private Sector Salary Comparison
Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in Portugal is 6% on average across all career fields.
| Private Sector | 2,690 EUR | |
| Public Sector | +6% | 2,850 EUR |
Salary Statistics and Calculation Guide
What is considered to be a good and competitive salary for the job title Cash Management Manager in Portugal?
A good and competitive compensation would range anywhere between 4,670 EUR and 5,290 EUR. This is a very rough estimate. Experience and education play a very huge part in the final earnings.
Gross Salary (before tax) and Net Salary (after tax)
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.
Base / Basic Salary
The base salary for a careers like Cash Management Manager in Portugal ranges from 2,670 EUR to 3,870 EUR. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.
What is the difference between the median and the average salary?
Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary
