A person working as Claims Examiner in Saudi Arabia typically earns around 8,140 SAR. Salaries range from 4,400 SAR (lowest) to 12,300 SAR (highest).
This is the average salary including housing, transport, and other benefits. Claims Examiner salaries in Saudi Arabia vary drastically based on experience, skills, gender, or location. Below you will find a detailed breakdown based on many different criteria.
Minimum Salary 4,400 SAR |
Median 7,270 SAR |
Maximum 12,300 SAR |
Salaries for the position Claims Examiner in Saudi Arabia range from 4,400 SAR (starting salary) to 12,300 SAR (maximum salary). It should be noted that the given figure is not the legally mandated minimum wage; rather, it represents the lowest figure reported in a salary survey that included thousands of participants and professionals from all regions of the country.
With a median salary of 7,270 SAR, half of the professionals who work as Claims Examiner in Saudi Arabia earn less than this amount, and the other half earn more. The median salary denotes the middle value of salaries. Ideally, you would want to belong to the group earning more than the median salary, located on the right side of the salary distribution graph.
The median is closely associated with two other values known as the 25th and 75th percentiles. By examining the salary distribution chart, it can be determined that 25% of professionals employed as Claims Examiner in Saudi Arabia earn less than 6,090 SAR, while 75% earn more. Similarly, the chart shows that 75% earn less than 8,210 SAR while 25% earn more.
To provide a better understanding of expected salaries, we categorized the frequently occurring salaries into different ranges. This approach provides a more precise representation of salary distribution for the job title Claims Examiner in Saudi Arabia compared to simply calculating the average. The majority of reported salaries, approximately 65%, fall within the range of 4,830 SAR to 6,490 SAR. About 20% of salaries are below the 4,830 SAR mark, while 10% fall within the range of 6,490 SAR to 7,250 SAR. Only 5% of individuals have salaries exceeding 7,250 SAR.
0 - 2 Years | 5,110 SAR | |
2 - 5 Years | +26% | 6,450 SAR |
5 - 10 Years | +32% | 8,500 SAR |
10 - 15 Years | +18% | 10,000 SAR |
15 - 20 Years | +11% | 11,100 SAR |
20+ Years | +6% | 11,800 SAR |
The experience level is the most important factor in determining the salary. Naturally, the more years of experience the higher the wage. We broke down salaries by experience level for people working as Claims Examiner and this is what we found.
Employees with less than two years of experience earn approximately 5,110 SAR.
While someone with an experience level between two and five years is expected to earn 6,450 SAR, 26% more than someone with less than two year's experience.
Moving forward, an experience level between five and ten years lands a salary of 8,500 SAR, 32% more than someone with two to five years of experience.
Additionally, professionals whose expertise span anywhere between ten and fifteen years get a salary equivalent to 10,000 SAR, 18% more than someone with five to ten years of experience.
If the experience level is between fifteen and twenty years, then the expected wage is 11,100 SAR, 11% more than someone with ten to fifteen years of experience.
Lastly, employees with more than twenty years of professional experience get a salary of 11,800 SAR, 6% more than people with fifteen to twenty years of experience.
Certificate or Diploma | 6,450 SAR | |
Bachelor's Degree | +32% | 8,500 SAR |
Master's Degree | +37% | 11,700 SAR |
We all know that higher education equals a bigger salary, but how much more money can a degree add to your income? We broke down salaries by education level for the position Claims Examiner in order to make a comparison.
Employees at this education level have an average salary of 6,450 SAR.
At this level, the average salary becomes 8,500 SAR, 32% more than the previous level.
At this level, the average salary becomes 11,700 SAR, 37% more than the previous level.
A Master's degree program or any post-graduate program in Saudi Arabia costs anywhere from 83,800 SAR to 251,000 SAR and lasts approximately two years. That is quite an investment.
You can't really expect any salary increases during the study period, assuming you already have a job. In most cases, a salary review is conducted once education is completed and the degree has been attained.
Many people pursue higher education as a tactic to switch to a higher-paying job. The numbers seem to support the theory. The average increase in compensation while changing jobs is approximately 10% more than the customary salary increment.
If you can afford the costs of higher education, the return on investment is definitely worth it. You should be able to recover the costs in roughly a year or so.
Though gender should not have an effect on pay, in reality, it does. So who gets paid more: men or women? For the people who work as Claims Examiner in Saudi Arabia, the average difference between the salary of male and female employees is 9%.
Male | 8,420 SAR | |
Female | -8% | 7,740 SAR |
Individuals working as Claims Examiner in Saudi Arabia are likely to observe a salary increase of approximately 10% every 17 months. The national average annual increment for all professions combined is 8% granted to employees every 17 months.
The term Annual Salary Increase usually refers to the increase in 12 calendar month period, but because it is rare that people get their salaries reviewed exactly on the one-year mark, it is more meaningful to know the frequency and the rate at the time of the increase.
The annual salary Increase in a calendar year (12 months) can be easily calculated as follows: Annual Salary Increase = Increase Rate x 12 / Increase Frequency
Not all compensation increases are reflected directly in the salary. Some companies offer upgraded packages to their staff instead of cash money. The figures displayed here account only for direct increments to the base salary.
76% of surveyed staff reported that they haven't received any bonuses or incentives in the previous year while 24% said that they received at least one form of monetary bonus.
Those who got bonuses reported rates ranging from 1% to 2% of their annual salary.
Received Bonus | 24% | |
No Bonus | 76% |
The most standard form of bonus, where the employee is awarded based on their exceptional performance.
Company Performance BonusesOccasionally, some companies like to celebrate excess earnings and profits with their staff collectively in the form of bonuses that are granted to everyone. The amount of the bonus will probably be different from person to person depending on their role within the organization.
Goal-Based BonusesGranted upon achieving an important goal or milestone.
Holiday / End of Year BonusesThese types of bonuses are given without a reason and usually resemble an appreciation token.
People tend to confuse bonuses with commissions. A commission is a prefixed rate at which someone gets paid for items sold or deals completed while a bonus is in most cases arbitrary and unplanned.
The main two types of jobs | |
Revenue Generators | Supporting Cast |
Employees that are directly involved in generating revenue or profit for the organization. Their field of expertise usually matches the type of business. | Employees that support and facilitate the work of revenue generators. Their expertise is usually different from that of the core business operations. |
Example: | Example: |
Revenue generators usually get more and higher bonuses, higher salaries, and more frequent salary increments. The reason is quite simple: it is easier to quantify your value to the company in monetary terms when you participate in revenue generation.
Top management personnel and senior employees naturally exhibit higher bonus rates and frequencies than juniors. This is very predictable due to the inherent responsibilities of being higher in the hierarchy. People in top positions can easily get double or triple bonus rates than employees down the pyramid.
The hourly wage is the salary paid in one worked hour. Usually, jobs are classified into two categories: salaried jobs and hourly jobs. Salaried jobs pay a fixed amount regardless of the hours worked. Hourly jobs pay per worked hour. To convert salary into hourly wage the above formula is used (assuming 5 working days in a week and 8 working hours per day which is the standard for most jobs). The hourly wage calculation may differ slightly depending on the worked hours per week and the annual vacation allowance. The figures mentioned above are good approximations and are considered to be the standard. One major difference between salaried employees and hourly paid employees is overtime eligibility. Salaried employees are usually exempt from overtime as opposed to hourly paid staff.
The minimum pay rate per hour for people working as Claims Examiner in Saudi Arabia is 25 SAR. This is the minimum as per the gathered data in the salary survey not the minimum hourly rate mandated by law.
Job Title | Average Salary |
Insurance | -100% | |
Actuarial Analyst | 21,500 SAR | +160% |
Actuarial Assistant | 15,000 SAR | +84% |
Actuarial Specialist | 15,100 SAR | +86% |
Actuary | 20,500 SAR | +150% |
Adjustment Insurance Clerk | 6,030 SAR | -26% |
Assistant Broker | 10,100 SAR | +24% |
Assistant Claims Manager | 17,400 SAR | +110% |
Associate Insurance Representative | 8,470 SAR | +4% |
Auditing Insurance Manager | 23,900 SAR | +190% |
Blockchain Insurance Auditor | 14,800 SAR | +82% |
Broker | 15,500 SAR | +90% |
Claim Advocacy Professional | 16,600 SAR | +100% |
Claims Adjuster | 5,920 SAR | -27% |
Claims Analyst | 8,210 SAR | +1% |
Claims Examiner | 8,140 SAR | +0% |
Claims Manager | 21,900 SAR | +170% |
Claims Processor | 5,710 SAR | -30% |
Claims Representative | 6,950 SAR | -15% |
Claims Resolution Specialist | 17,700 SAR | +120% |
Claims Supervisor | 16,700 SAR | +110% |
Complaints Specialist | 14,500 SAR | +78% |
Compliance Examiner | 15,200 SAR | +87% |
Compliance Officer | 13,400 SAR | +65% |
Compliance Reviewer | 14,900 SAR | +83% |
Consultant | 16,000 SAR | +97% |
Drone Claims Adjuster | 7,420 SAR | -9% |
Eligibility Interviewer | 17,500 SAR | +120% |
Eligibility Specialist | 16,700 SAR | +110% |
Insurance Account Manager | 20,200 SAR | +150% |
Insurance Accounts Executive | 18,000 SAR | +120% |
Insurance Adjuster | 14,800 SAR | +82% |
Insurance Agent | 9,600 SAR | +18% |
Insurance Analyst | 16,200 SAR | +99% |
Insurance Appraiser | 16,300 SAR | +100% |
Insurance Claims Clerk | 5,970 SAR | -27% |
Insurance Compliance Officer | 19,000 SAR | +130% |
Insurance Data Scientist | 15,400 SAR | +89% |
Insurance Examiner | 14,600 SAR | +79% |
Insurance Fraud Investigator | 13,800 SAR | +70% |
Insurance Investigator | 14,800 SAR | +82% |
Insurance Manager | 27,200 SAR | +230% |
Insurance Operations Manager | 26,500 SAR | +230% |
Insurance Policy Processing Clerk | 5,810 SAR | -29% |
Insurance Pricing Assistant | 12,600 SAR | +55% |
Insurance Product Manager | 19,300 SAR | +140% |
Insurance Program Manager | 21,300 SAR | +160% |
Insurance Project Manager | 20,400 SAR | +150% |
Insurance Quality Assurance Agent | 13,400 SAR | +65% |
Insurance Sales Agent | 9,210 SAR | +13% |
Insurance Sales Director | 26,100 SAR | +220% |
Insurance Sales Manager | 21,700 SAR | +170% |
Insurance Sales Representative | 7,980 SAR | -2% |
Insurance Team Leader | 17,000 SAR | +110% |
Insurance Underwriter | 12,300 SAR | +51% |
Insurtech Analyst | 15,000 SAR | +84% |
Loss Control Specialist | 15,000 SAR | +84% |
Loss Prevention Investigator | 16,000 SAR | +97% |
Loss Prevention Manager | 22,200 SAR | +170% |
Loss Prevention Specialist | 17,800 SAR | +120% |
Marine Underwriter | 12,500 SAR | +54% |
Medical Auditor | 16,100 SAR | +98% |
Monitoring and Performance Officer | 11,600 SAR | +43% |
Parametric Insurance Specialist | 16,300 SAR | +100% |
Payment Services Specialist | 15,500 SAR | +90% |
Peer-to-Peer Insurance Manager | 18,400 SAR | +130% |
Policy Change Director | 25,600 SAR | +210% |
Policy Change Supervisor | 17,500 SAR | +120% |
Policy Change Technician | 7,780 SAR | -4% |
Risk Analyst | 17,600 SAR | +120% |
Risk Management Director | 30,300 SAR | +270% |
Risk Management Supervisor | 19,400 SAR | +140% |
Risk Manager | 28,600 SAR | +250% |
Risk Modeling Manager | 31,300 SAR | +280% |
Social Media Risk Analyst | 17,500 SAR | +120% |
Title Insurance Typist | 13,100 SAR | +61% |
Training Manager | 17,600 SAR | +120% |
Underwriting Assistant | 8,500 SAR | +4% |
Where can you get paid more, working in a private company or the government? The difference between the public or government sector salaries and the private sector salaries in Saudi Arabia is 7% on average across all career fields.
Private Sector | 16,100 SAR | |
Public Sector | +7% | 17,300 SAR |
A good and competitive compensation would range anywhere between 7,270 SAR and 8,210 SAR. This is a very rough estimate. Experience and education play a very huge part in the final earnings.
All salary and compensation figures displayed here are gross salary figures, that is the salary before tax deductions. Because taxes may differ across sectors and locations, it is difficult to accurately calculate the net salary after tax for every career.
The base salary for a careers like Claims Examiner in Saudi Arabia ranges from 4,400 SAR to 6,090 SAR. The base salary depends on many factors including experience and education. It is not easy to provide a figure with very little information, so take this range with a grain of salt.
Both are indicators. If your salary is higher than both the average and the median then you are doing very well. If your salary is lower than both, then many people earn more than you and there is plenty of room for improvement. If your wage is between the average and the median, then things can be a bit complicated. We wrote a guide to explain all about the different scenarios. How to compare your salary